If You Can Retire, Should You Retire?


Work Retire

While financial considerations often drive the timing on when to retire, if you have planned well and saved enough for retirement, the list of considerations can be lengthy.

  • Will you have something to do with those 40+ hours a week you used to work at a job?
  • What will my family think if I retire?
  • Where are your friends now, at work or retired?
  • Are you healthy?
  • Will you have access to health care insurance if retiring earlier than Medicare age?
  • If you would like to continue working, why are you thinking about retirement?

Today I want to spend time on this last bullet. Too many people leave the workforce “to retire” because working is no longer rewarding. Sometimes they want to work but can’t find employment that is challenging or provides purpose.

Let’s talk about this age thing when it comes to being employed. Age discrimination DOES exist in fact it is alive and flourishing. Even older managers discriminate in their hiring by passing on anyone over 50. Older Workers will cost more. Why, because they are experienced? Oh, we wouldn’t want to hire someone that could do the job, let’s focus on hiring people with just potential for half the price. No pun intended, but this gets old after a while and even the strongest job seeker gives up after being passed over for jobs they are qualified for but never get interview time.

So how about liking your work, but not being energized anymore. Is there a possibility of a switch in jobs at your employer? Or could you be self-employed and you can’t seem to generate enough business to keep you energized?

I’m in this last section myself. I love selling travel and vacations, but can’t find enough people that take vacations and spend money on vacations. Which is amazing since it is a huge industry! Just look at how many cruise ships alone there are, let alone hotels and resorts! I have 1000+ social media contacts, and only a small few have asked me to help them secure a vacation. I have a lot of relatives and friends and none of them have booked a vacation with me in the past 2 years!

So like many that wonder should I retire, I too am about to throw in the towel. I can retire; I just don’t want to retire. But I’m beginning to realize I may not get to choose.

Responsibilities of the Hiring Manager


990  How often does the hiring manager take responsibility for their choices? I mean, have you ever seen a hiring manager that in order to save salary money, hired someone that lacked the skills to perform the job and took responsibility for their failure? Hardly ever do you witness this, but you do see pointing fingers of blame toward the new hire.

When I got my first opportunity to become a Training Director, I had the necessary skills in learning development, but I had never assumed a single role that required using everything I knew how to do. So while I had the necessary skills, I lacked relative experience leading a function. My manager realized this, yet didn’t short me on salary, and as I proved his decision correct, my salary continued to grow. What he realized is that I had the skills, and his gut said I could pull them all together to do this job. I had some rough spots but guess who was there to support me?

Okay, so let’s say you hire someone to build a training function, and their only skill set is facilitation. They have no formal instructional design skills, and have never done needs analysis, organizational development or performance consulting. That is a lot to expect this person to do, since they simply lack the experience and skills to perform. They expect this person to interact with senior management, but they have never done that in all their work history. They expect this person to manage the function, the processes and a staff, and they have only had a little supervisory experience.  This has already happened this past week in a company.

Next week in my blog at TheTrainingPhysical.wordpress.com I will continue this discussion from a different angle, for when this happens in the training function. The dangers of hiring limited experience invite expensive lawsuits. Yet if the hiring manager is taking responsibility for their hiring decisions, most issues can be reduced.